Lost your job

How long can you last after a layoff?

Enter your savings and monthly costs. See how many months they cover, with and without your state's unemployment benefit.

Example result

Example with sample numbers. Enter yours below.

Your savings alone last about 1.9 months. With unemployment benefits, about 6.8 months.

1.9 monthssavings of $6,000 at $3,200 a month

6.8 monthswith $605 a week for up to 26 weeks

82%of your monthly costs covered by that weekly benefit

$605Texas's maximum weekly benefit (most people get less)

This uses Texas's maximum weekly benefit, so it is the best case. Your state works out your real amount from your past wages. Enter it above once you know it.

Your numbers

State you worked in

Savings you can use ($)

Cash and savings you could live on.

Essential costs per month ($)

Rent or mortgage, food, utilities, insurance, minimum debt payments.

Your weekly benefit, if you know it ($)

Leave blank to use your state's maximum as a best case.

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Make the runway longer

File for unemployment in the first week
How to file in Texas. Benefits usually start from the week you file, not the week you lost your job. Official finder: CareerOneStop .
See what your debt payments cost you
Paycheck-to-Payoff Calculator shows when a new paycheck clears your debt.
Start the next paycheck sooner
Open jobs from employers' official boards and step-by-step paths to income.

Planning estimate, not legal or financial advice. Your state decides whether you qualify and how much you get. Extensions and special programs are not included.

Benefit figures: U.S. Department of Labor, Employment and Training Administration — Significant Provisions of State Unemployment Insurance Laws, effective July 2026 , checked 2026-10-20. A month is counted as 52 ÷ 12 weeks.