Job brief: Data Scientist, Dispute Risk

What JoRoute checked · Checked by JoRoute

• Listed on Chime's own job board. JoRoute does not take listings from job ads or recruiters.
• First seen by JoRoute 2026-11-09 (today); last confirmed on the board 2026-11-09.
• The apply link opens boards.greenhouse.io, the address Chime's board gives for this job.
• No other listing with this title and place on this board in the last 90 days.
• No layoff notices (WARN) under this name in the state files JoRoute reads.

What the listing says · Employer's own words, not checked

• Pay: $109,000 to $150,000 a year
• Job type: Not stated
• Where: Chicago, IL, USA · Chicago Office
• Posted: 2026-11-09

What the job asks · Employer's own words, not checked

Level: Mid level. The posting asks for 2+ years of experience.

Must have

• 2+ years of analytical experience, preferably in financial services or fintech.
• We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do.

Conditions

• 🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company…

Main duties

• Analyze fraud and loss trends (25%) - Explore data proactively and in response to loss events to identify drivers, quantify opportunities, and recommend ways…
• Investigate fraud and dispute cases (30%) - Review assigned cases from intake through resolution or escalation. Bring together relevant member statements, tr…
• Improve processes and automation (20%) - Identify and apply AI and automation opportunities across dispute and fraud workflows to reduce repetitive manual wo…
• Build reporting and monitor performance (10%) - Develop and maintain actionable dashboards and reports that track risk performance against loss and member-ex…
• Collaborate on ad hoc needs (15%) - Partner with internal stakeholders to answer time-sensitive questions and communicate findings clearly to technical and n…

Lines copied from the posting, not rewritten. "Preferred" or "nice to have" items are not listed as must-haves.

How it compares · Compared by JoRoute from listings

• Typical listed pay for data and analytics jobs in Chicago, IL: $100k a year (35 listings, 16 employers). This listing is 29% higher.
• Across Chime's 72 open listings, 33% of those with a posting date were first posted more than 60 days ago. How Chime hires

What nobody outside the employer knows · Not known

• Whether the role is already filled or on hold: employers often leave listings up.
• How many people applied, and who reads the applications.
• Where in the published range an offer would land.

Ask before you apply

1. Which of the listed places is this role based in?
2. What are the interview steps, and when should I expect to hear back?

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Next steps

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• 42 more data and analytics jobs within 25 miles, on the job map with pay.
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